Most rebate calculators ask what you paid and return a number. That number is usually wrong, because eligibility for these programs turns on timing far more than on price.
An agreement signed on March 31, 2027 qualifies for the enhanced rebate. One signed the next day doesn’t, on an identical house. A first-time buyer’s four-year lookback can flip on a closing date four months apart. A rental claim runs on when construction began, which most investors have never checked.
A price tells us the size of a rebate you may not be entitled to. Dates tell us whether you’re entitled at all — and that’s the question worth answering first.